Debt can be difficult to wrap your head around: compound interest, complex repayment schemes and multiple debt sources all conspire to make debt not only emotionally damaging but mentally taxing. Many people don’t even fully understand where their money is going or why.
This is not only unfair and unjust: it is unnecessary. With our straight-talking Free Debt Counselling, we offer a different way to approach debt. Rather than banging your head against the wall trying to become financially self-sufficient, we help coach and counsel you to understand both how your debts work and how best to get out from underneath them.
With decades of experience counselling people from different walks of life on how to lead better financial lives, our consultants are experts in dealing with the full range of financial problems. They understand how financial decisions are made, how debt works and how debt can be overcome. And they offer this counsel within a context of acceptance and generosity, with the genuine goal of ensuring your financial life is improved by the service.
During debt counselling we focus on many things, including:
Money habits and how small choices create large effects over time
Emotional regulation and how our moods can bring about bad financial decisions
Financial institutions and how to choose the best debt repayment systems for your needs
Debt management and how you can stop your debts continuing to pile up
Debt consolidation and exactly what options you have to simplify and improve your finances
The fact is, overcoming debt requires more than just financial action. For many of us, debt becomes the root of a real, emotional struggle; this can lead to lost sleep, difficulties with loved ones and problems with your physical health. By offering debt counselling rather than simply financial advice, we want to make you understand that money should never be a cause for shame. Openness and honesty are the best ways to deal with debt, because debt is most commonly made worse by denial and embarrassment.
To book an appointment with our Free Debt Counselling service, please complete the following form: